What eBay actually charges in 2026
Most sellers discover their real fee rate the hard way, on the invoice. eBay's headline number is the final value fee, a percentage of the total amount the buyer pays. That base is the part people get wrong: it is the item price plus the shipping you charged plus any sales tax eBay collected, not the item price alone. On top of the percentage sits a small fixed per-order fee, and if you opted into Promoted Listings Standard, an ad fee charged at your chosen rate on that same total — but only on sales the ads are credited with.
There is no separate payment-processing line to worry about. Under managed payments eBay folded processing into the final value fee, which is why the percentage looks higher than the old fee-plus-PayPal split it replaced. If you see a calculator adding 2.9% + $0.30 on top of a 13.6% final value fee, it is double-counting and every result it gives you is too pessimistic.
Fee table — non-store sellers, verified 2026-07-24
| Category | Final value fee |
|---|---|
| Most categories | 13.6% |
| Clothing, shoes & accessories | 13.6% |
| Trading cards | 13.25% |
| Consumer electronics (no store) | 13.6% |
| Portion of a sale above $7,500 | 2.35% |
| Per-order fee (orders $10.00 or less) | $0.30 |
| Per-order fee (orders over $10.00) | $0.40 |
Rates verified 2026-07-24 against eBay's own Selling fees page . eBay changes category fees frequently — the most-categories rate was hiked in February 2026 — so the date above is published with the numbers on purpose. If it looks old, check the source before you trust the output.
How this calculator works
The arithmetic is deliberately boring and fully visible. First it builds
the fee base: sale total = item price + shipping charged to buyer.
It applies your category's final value fee rate to that total, charging the
reduced 2.35% rate on any portion above
$7,500, and adds the tiered
per-order fee. If you entered an ad rate, it adds that percentage of the
sale total. Those three lines are what eBay keeps.
Then it nets out your side: net profit = sale total − eBay's fees −
what you paid for the item − your shipping label − other costs.
Margin is that profit over the sale total; ROI is that profit over what you
had in the item. Every figure is rounded to whole cents, and the same
function that runs in your browser is the one asserted by the unit tests
behind the worked examples below — there is no second, drifting copy of the
math.
What it does not model, on purpose: the international-sales fee on cross-border orders, the regulatory operating fee some jurisdictions add, below-standard-seller surcharges, optional listing upgrades, and eBay Store subscriber rates. Each of those would push your real invoice up (or, for store subscribers, down), so treat the result as a planning estimate and reconcile against your actual eBay invoice.